Tonik Health Insurance

Tonik Health Insurance Review:  Paul Woodward,  Los Angeles, CA

I have been self-employed for almost 20 years and have always had to provide health insurance for myself and then for my wife and kids. I went a few years on group health coverage through Anthem Blue Cross, and I had many different types of individual / family medical plans over the years. I’ve had HSA’s, HMO’s, EPO’s, PPO’s and who knows how many other types of health insurance plans. I’ve paid $1000 a month for coverage and under a $100 a month when I just insured myself.

After my son started college at UCLA, he told me, “Dad, my roommate told me to check out Tonik Health Insurance.” I had never heard  of Tonik Health Insurance and I ended up reading the reviews online. I soon found out that Tonik was coverage offered by Anthem Blue Cross of California, which had always provided my family with quality plans. We check on the premiums and then we got my son on the 1500 deductible plan for only $144 a month. This plan included dental and vision and only has a $1500 deductible with none of that nasty coinsurance that these policies love tacking on. I then checked for my daughter who was finishing college at USC and she needed health insurance too. We got her on the same plan for around the same price. Now both my children have Tonik Health Insurance and they have been on the policy for almost three years.

While they have not used the coverage a ton, they have used it for physicals, dental cleanings, eye exams, and my son got an ultra sound of a small cyst in his arm. It ended up getting removed. We only paid the $1500 deductible. Tonik saved us $5500. I strongly suggest Tonik Health Insurance for your family.

Tonik Health Insurance Review:  John Davis,  Denver, CO

As a young adult I am a relatively healthy person. I have always opted out of health insurance through my work, figured I could use that money on something I would actually use. I do not get sick or do any major daredevil activities that would cause me serious bodily harm. Then a buddy of mine came down with a cold. He still played hard and the cold turned into pneumonia. He was extremely sick and had to be hospitalized for several days. His final hospital bill was huge! I made the choice to get health insurance then and there. I do not have that kind of money sitting in my bank account.

I chose Tonik Health Insurance. The plans are designed for young people who do not go to the doctor for every little sniffle but want to see a doctor when they are really feeling under the weather. There are three different plans to choose from so I was able to pick the one that is best for me. The plans are based on how often you seek medical care and basically what kind of lifestyle you lead. If you are way into the hardcore extreme sports, there is a plan to cover you. The mellower guys can choose a plan that will ensure they can get a check-up four times a year without a huge doctor bill.

The best part of my Tonik Health Insurance plan is I get some dental coverage. I can visit my dentist twice a year and keep my teeth super clean and healthy. I only have to pay a small co-pay to my dentist at each visit. Vision care is an option I have as well. My peepers are just fine, but I want to make sure they stay that way. If it turns out I need glasses or contacts, the insurance will help cover some of the cost.

The insurance is real, it is a branch of the Blue Cross and Blue Shield insurance giant that has been around for 65 years. The rates are low because this specialized insurance is designed for people between the ages of 19 and 29. The plans cover emergency room visits, surgeries, and prescription medications. There are plenty of doctors within the health network.

Tonik Health Insurance Review by:  Mary Anne Burns,  Atlanta, GA

If you’re looking for a great health insurance, then look no further. Tonik Health Insurance has great benefits and is definitely worth looking into. I have two sons who are now too old to be on my health insurance so I decided to look for an alternative for them since they are still in college. Even though they don’t get sick often, it’s always better to be covered just in case and wanted to find something quickly. I looked at several different insurances but couldn’t decide on one and then someone told me about Tonik Health Insurance. I found out it is offered by Anthem Blue Cross and Blue Shield which is a highly recommended insurance and so I decided to go to the Tonik Health Insurance website to get more information. Guess what? I found what I was looking for and within a matter of minutes I had enrolled my sons.

The Tonik Health Insurance covers medical, dental, vision, and a prescription drug plan so it’s a well rounded insurance. There are three different plans to choose from and I was able to choose the one that best fit my needs. Also the prescription drug plan covers generic drugs, which works great for me since I always ask for the generic equivalent to save money. Another exciting element is the Blue Card program, which covers you anywhere in the United States. So whatever you are looking for, there is something for everyone and Tonik Health Insurance is one of best plans I’ve seen.

Tonik Health Insurance delivers wonderful customer service and go above and beyond what is necessary to ensure customer satisfaction. Any time I have a question, they always answer it thoroughly. There are no minimum contracts, so you can use Tonik Health Insurance anywhere from a few months to several years. My kids were even able to choose their own doctor, which was a relief to them because they wanted to make sure they would get quality care and would be comfortable with the doctor. Anyone under 65 is eligible to apply and it only takes 15 minutes to apply online and most approvals are immediate so there is no extensive waiting time before you can start using the insurance. I have highly recommended it to all my friends and family and anyone else that would listen.