About Celtic Health Insurance
Celtic is a major provider of individual health insurance plans through out the nationwide. Celtic Health Insurance also offers quality coverage tailored for kids, individuals and families in all stages of life. To meet the more clients needs Celtic has much improved their health insurance plans by implementing the more flexibility and the coverage policies, even they included a doctor and hospital PPO, low copay office visits and Rx Drug Card and preventive care options too.
The Celtic is providing a HSA health plan to there customers which is a qualified high deductible health plan designed to provide you with major medical coverage which will make your health plan even more affordable. You can deposit tax-deductible money into the HSA and use it to pay health care expenses throughout the year. While these plans are designed to be affordable, you will also enjoy the satisfaction of knowing you are protected against the cost of a major illness/injury.
Celtic Health Insurance has more deductible and coinsurance choices to meet everyone’s needs and budgets. The main aim of Celtic Health care is to meet the today’s challenges, respond quickly to industry demands and bring new ideas to the marketplace. Celtic has newly introduced a Celtic Care Health Plan for individuals and families such as the Celtic Value One Health Plan , the Celtic Saver HSA Health Plan and the Celtic Short-Term Health Plan are included by an expansive Celtic Product Portfolio.
Celtic Health Insurance Coverage Options
- Celtic Basic: This plan offers members a basic HMO managed-care plan with high deductibles and low premiums. Members can choose physicians and other healthcare providers from an approved network without needing referrals, and are able to choose non-network providers at a higher cost. Coverage includes inpatient and outpatient hospital services, preventative care, and home health care. When enrolling, members can choose from several deductible options. Coinsurance is 80/20 with $30 copays for office visits.
- CeltiCare Select PPO: Members pay a $15 copay to any network healthcare provider. Members can choose from several deductible options when enrolling, with a choice of 80/20 or 100% coinsurance. This is a high quality health insurance program.
- CelticCare “Any Doc” PPO: Members pay a $35 co-pay for any office visit. Members can save money by using network member hospitals.
- CeltiCare Managed Indemnity: Members can choose any healthcare provider they wish, network member or not.
- CelticSaver HSA PPO (Doctor and Hospital): This is a high deductible, low premium policy where members pay their approved medical bills with pre-tax dollars accrued in a Health Savings Account. Because any funds deposited in this account are tax-exempt, this option may save you money on your income taxes. With this plan, you will receive additional savings by using network healthcare providers.
- Celtic Save HSA Managed Indemnity (No Network): This plan is similar to CelticSaver HSA PPO in that you will have a high deductible, low premium policy. You will also be able to spend pre-tax dollars on approved medical expenses. However, with the Managed Indemnity Plan, you will be able to choose any healthcare provider.
Celtic Insurance Company Ratings
A.M. Best: A- or Excellent (2007) |